Cardflo

About

Cardflo is a merchant services partner based in Wilmslow, Cheshire, providing payment processing and financial technology solutions for businesses of all sizes and risk profiles.

The company matches merchants with appropriate payment acquirers, manages underwriting and boarding, and negotiates pricing across Tier 1 acquirers in the UK, EU, US, LATAM, APAC and MENA regions.

The company specialises in high-risk, subscription and regulated business models, offering a single integration platform that connects merchants to multiple payment methods including cards, Open Banking, wallets, Buy Now Pay Later and crypto on and off-ramps. Services include real-time payment routing, fraud prevention, chargeback management, settlement reconciliation and ongoing performance optimisation with a dedicated account team.

Cardflo provides checkout solutions, payment links, comprehensive reporting and analytics across multiple sales channels—ecommerce, point of sale, MOTO and payment links—all managed through a unified dashboard and merchant profile.

Services

• payment processing
• financial technology solutions
• business payment systems
• card payment services
• digital payment platforms
• merchant services

Common questions

Where is Cardflo based?

Cardflo is based at 2, The Colony Wilmslow, Altrincham Road, Wilmslow, Cheshire, SK9 4LY, Greater Manchester.

What does Cardflo do?

Cardflo is a Wilmslow-based merchant services provider that matches businesses with payment acquirers, manages pricing and approvals, and provides integrated payment processing infrastructure across multiple methods and markets.

What sector does Cardflo work in?

Cardflo works in the Financial Services sector.

What services does Cardflo offer?

Cardflo offers payment processing, financial technology solutions, business payment systems, card payment services, digital payment platforms among other services.

How can I contact Cardflo?

You can contact Cardflo by email at rob.smith@cardflo.io or through its website at https://cardflo.io.